Frequently asked questions
Everything customers ask before the first call, in one place: prices, technology, permits and delivery. Each answer points to the detailed guide — and if your question is missing, message us on WhatsApp.
Prices
Why are the prices “indicative”?
Because the final sum depends on three things we only learn at the consultation: the plot (hence the foundation), the transport distance and any changes to the design. After the consultation you get a fixed price for the whole job, delivery included.
What does “shell on foundation from €400/m²” mean for a 100 m² house?
From €40,000: the foundation, the SIP structure assembled by our crew (in Romania), the floors, the rafters and the roof covering. Windows and exterior doors are not included; as an option they cost from €30/m², that is €3,000–4,500 for 100 m². Without the foundation the same house starts from €30,000, and turnkey from €90,000.
How much does the rest cost if I choose the shell?
On a 100 m² house the gap between the shell on its foundation (from €40,000) and turnkey (from €90,000) is about €50,000: windows and exterior doors (from €3,000), installations, additional insulation, finishes, interior joinery, the basic bathroom and kitchen. If your own crews do this work, the cost is theirs to quote; with us all of it is inside the turnkey price from €900/m².
How long until I can move in?
The kit is ready about 6 weeks from the deposit (up to 8 if the design is adapted); orders are produced in the order they come in. The structure goes up in 1–2 weeks, the roof in about a week, and a turnkey house is ready in up to 6 months, permit time not included.
Technology and durability
How strong is a SIP house?
A SIP panel is a structural element: the OSB skins work together with the rigid core. Load-bearing capacity is calculated for the specific house, though (vertical loads, wind, snow, floors, openings and the panel connections), rather than given by a single figure valid for any panel. That calculation is part of the permit project: the structural engineer does it for the specific house and plot.
Will mold or condensation form in the walls?
Mould and condensation do not come from the material but from moisture with nowhere to go. What is specific to a SIP house is that a correctly assembled envelope is very airtight, so the air exchange has to be organised in the design rather than left to gaps. We seal the panel joints and treat ventilation, heat recovery included, as part of the services design.
Does SIP burn like ordinary foam?
The fair comparison is not one material but the whole wall. Ceramic brick is a non-combustible A1 material, while timber-based boards and polymer insulation sit in other reaction-to-fire classes, and we do not claim SIP is inherently safer. Fire resistance comes from the finished construction: the panel is closed on both faces by OSB and the finish layers, the wiring runs in protected channels, and the position of heating equipment and the flues are designed separately.
How long does a SIP house last?
Assembled correctly and protected from moisture, a SIP house lasts 50 years and more. There is one underlying condition: the timber-based elements of the panel have to stay dry, so the roof connections, the sealed joints, the window fitting, the plinth waterproofing and the service penetrations matter more than any single material. Where our teams assemble the house, in Romania, we give a 10-year warranty on the structural integrity of the building; where a local contractor assembles it, the warranty is theirs.
How warm is it in winter and cool in summer?
Almost the whole thickness of the panel works as insulation, so a good thermal resistance comes at a thin wall. The fair comparison is between complete walls rather than between materials, though: modern masonry reaches the same figures with a ceramic block plus a layer of insulation, the wall simply ends up thicker. Summer comfort is not decided by the walls alone: orientation, glazed area, shading and ventilation decide it.
Why is SIP faster than timber frame or block, and what happens to the price?
The panels are made in the factory and only assembled on site, with no wet processes like concrete or plaster, so building can go on all year. The time saving is on site: the structure goes up in 1–2 weeks and the roof in about a week, and a turnkey house is ready in up to 6 months from the deposit, permit time not included. On money the honest answer is that the saving comes from fewer manual operations on site and from the lower weight of the house, but it does not follow that any SIP house is cheaper than any block or timber-frame house: the architecture, the plot and the finishing level move that picture.
Can you hear everything through a SIP wall?
The honest answer: airborne sound is stopped by mass, and a SIP panel is light, so on its own it is not an ideal acoustic solution. The sound insulation you need comes from the whole construction: framed partitions with mineral wool, added lining layers, acoustic decoupling and a properly built floor assembly. It is designed in, not added after moving day.
Is the SIP panel toxic?
All materials are certified: the polystyrene is inert and doesn't release harmful substances inside a closed panel, and the OSB's formaldehyde level stays within European norms (E0–E1).
Permits and paperwork
Do I need a building permit for a small SIP house?
Not always a permit, but always the town hall. A new house, however small, needs a building permit or, in a village, if it has a ground floor only and at most 150 m², a notification with a design endorsed by the county chief architect. The 15 m² threshold is a myth: Romania's new Urbanism Code, in force since 25 August 2026, exempts only small demountable village outbuildings from all formalities, never homes. A SIP house goes through the same procedure as a brick one.
What are the steps to a building permit in Romania?
Four steps: the urban planning certificate from the town hall, the technical design by a licensed architect and engineers, the approvals the certificate requires, and the complete file submission. Realistically it takes 3–6 months from plot to permit — longer than the assembly of the house.
Which documents does the file need?
The standard application, a valid urban planning certificate, proof of land ownership (land registry extract), the technical documentation signed by licensed specialists, the approvals listed in the certificate, a geotechnical study and proof of fee payment. Town halls may ask for extra local documents.
Does Homebly help with the design documentation?
Yes. We can prepare the permit project at €15/m² including VAT, counted on the house area plus terraces. An architect of your own choice can do it just as well. While the file is with the authorities, the factory can produce the panels in parallel.
Delivery, assembly, Hungary, warranty
Do you deliver across Romania? And to Hungary?
Yes, across Romania and within the EU. The Baia Mare factory is about 70 km from the Hungarian border; in Romania our own teams assemble the house. In Hungary we can arrange a local contractor for the assembly, and elsewhere in the EU the house kit is assembled by the client’s local builder. Abroad our engineer can supervise the key stages; the terms are agreed individually with each client.
How much does transport of the house cost?
It depends on the distance between Baia Mare and your plot. We agree delivery together with the design, and then it is part of the final price in the offer; if delivery comes up only after the design has been priced, it is calculated separately. Panels leave the factory labelled and stacked in assembly order.
Who assembles the house and how long does it take?
In Romania, our own crews, not occasional subcontractors. Abroad a local contractor does the assembly (in Hungary we can arrange one), and the terms are agreed individually. The kit is ready about 6 weeks from the deposit; the structure goes up on the foundation in 1–2 weeks, and in Romania a turnkey house is ready in up to 6 months, permit time not included.
What warranty do you give?
10 years on the structural integrity of the building, and the warranty comes from whoever assembles the house. In Romania our own teams assemble it, so the warranty is ours. Where a local contractor assembles it, in Hungary or elsewhere in the EU, the warranty is the contractor’s, even when our engineer supervises the work. For a house kit you assemble yourself we give no assembly warranty; its SIP panels carry a 10-year factory warranty that they will not delaminate. The house’s 50+ year lifespan depends on correct assembly and designed ventilation, which is why in Romania we do both ourselves.
Let's talk about your house
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